1. Analyze the property
Enter the purchase price, renovation budget, and your estimate of after-repair value. Adjust the calculator assumptions to understand how leverage, interest, and project duration affect your cash budget.
2. Request a personal review
Share the property address, requested financing, target closing date, experience, and contact details. This initial request does not perform a credit check or create a loan application with a lender.
3. Discuss the financing path
We review the information and discuss potential next steps. Lenders may require documentation, valuation, credit review, title work, and additional underwriting. Any introduction or submission to another provider is discussed with you first.
4. Review terms before committing
Compare the rate, points, rehab draw process, reserves, extension fees, and exit requirements. A lender makes the final decision and issues any approval or closing documents.